We've been making sure to keep an eye on the market and the interest rate. Right now we're at a fifteen year mortgage but if the rate drops low enough we'd really think about refinancing and going for a ten year mortgage!
We aren't really dedicated to any one of the mortgage lenders and so we're willing to go with whomever offers the best rates and helps with closing costs.
Of course, we'd really have to get a good deal to make the change. God knows, it's a pain in the butt to do all of the paperwork and the processing always tends to take forever!
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