We're in the middle of taking out a loan to cover infertility costs. I wish at some point when we were younger we would have looked into doing a school loan consolidation. That way we might have been able to negotiate lower interest rates and terms.
It's interesting because over the years you seem to learn a little bit more about finances! Had we known everything that we know now...we'd probably have never gone into debt in the first place and have a huge savings and retirement.
Of course, all we can do now is plan for the future and hope that we're doing the right thing and making the right investments.
Easier said than done with this stock market!
Just Friday I lost $700!!
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