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Borrowing money from friends/family has always been an uncomfortable topic in our family. My dad managed to spin it one time when he and my mom bought our first house back in the early 80's--they were both starting out their practices as physicians, so they didn't have a whole lot of cash flow. The house cost $75,000, and they ended up borrowing about $10k from my dad's brothers and sisters--spread out among 8 siblings makes it a bit easier. My dad always bragged about how he paid them all off within a year.

When Margot and I our house, on our not-as-luxurious-yet-still-comfortable salaries, we did so without borrowing any money. We cashed out our retirement accounts, since it was our first purchase, and scrounged up enough savings to put down enough of a down payment. It was amazing what a common goal forced us to achieve! We managed to live off of one of our salaries, and put away the entire other paycheck each week. Of course there were moments that payday cash advance loans would have helped us make it to Friday, but in the end we made it work. Thank god for overdraft protection.

One thing that has become ever so popular is a cash advance. The whole idea is that you borrow the money for a short term, pay off what you need to with a high interest loan and then when you get the money - pay off the loan. A great website that discusses the benefits and gives great information is PersonalCashAdvance.com.

I'm proud of how we were able to purchase our house without the drama of borrowing from family.

Ouch.

Lately, I've been having scratchy and painful spots where I used to give my old progesterone shots. I haven't had them in over 3 months but I still have pretty bad bruises!

Many people are treated with progesterone to treat PMS and other issues that women might have. I was shocked that they gave me progesterone to keep me pregnant and also when I needed my period.

It's like the one stop shop!

Maybe...

I should go back and get a masters or phd. Years ago I used to say if I won the lottery that I'd go back and get an MBA or a law degree. Now enrolling in an Online Masters Degree Programs has never been easier.

Capella University offers an extensive and impressive list of programs and you can receive a Bachlors, Masters, or Phd.

Their programs are designed with the working professional in mind. You can do the coursework when your schedule allows.

The great thing about Capella is that they are accredited and really have the attention of business and industry leaders. There are many employers out there who are sending and paying for their employees to gain extra knowledge and obtain higher degrees of education.

Of course, you also have to sign a contract with the company that you won't just gain the education on their tab and leave!

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Jewelry!

Just the other night we went out for dinner with T&J. J showed us her new ring that she received from T as part of an engagement. It was pretty nice but I must admit that I'm not totally sold on gold jewelry.

I think it looks nice on some people who have tan or darker skin but I really do prefer silver or white gold.

We've talked about getting new rings and of course, I'm probably more paranoid about having a ring on my finger since I don't want to feel like a single, pregnant, mother!!

I want a new television!

Of course, we have two working televisions in our house but that doesn't stop me from wanting two NEW televisions!

I think it would probably make sense to get a tv lift cabinet in the bedroom so that we don't have to arch our heads weird in order to view the television set.

If we get televisions I have an idea that our upcoming screens are going to be plasma and flat screen. It just makes sense when you have a house as small as ours!!

stability = good.

After the market crashed a few months ago we have been looking for something new to invest our wealth into. We've looked at international markets and they're really unstable.

At this point I'm ready to buy gold. The one thing about gold, silver, and other precious metals is that year after year they offer a consistent investment.

Not to mention, their demand always higher than the supply. Obviously, by using basic laws of economics you can see that this might be a good idea for the future!

Monex is an industry leader with gold, silver, and precious metals. You can buy the metals in many different types of ways and even store them through the provider.

This is a noteworthy investment and a great way to diversify your portfolio. Especially during these unstable market times.

Maternity time?

I think that when the baby's born that I'm still going to try to keep up with blogging and doing my offers online. The great thing about blogging and getting paid for it is that you can do it at your convienance. Plus, I can do it when Margot's home and has the baby.

I enjoy writing about different topics and I'm sure that the extra cash is going to help pay for diapers and wipes!

Boy, those kids are expensive! OF course, I can't get over the fact that we buy nice diapers for the kid to crap in and then throw them away. Literally, throwing money away!

Can you see me?

Everyone I know has glasses! I personally own some but I tend not to wear them because they feel weird on my ears.



I think it's hard for someone who's never worn glasses to start to wear them on a regular basis at the age of thirty!

Of course, I also don't quite like the style that I have and I might want to try: Great Discovery: $ 8 Zenni Optical Rx Eyeglassess!

They offer great specs at amazing prices and their website is easy and fun to use!

This post sponsored by: ZenniOptical.com

A day of work - kinda.

Well, I'm here at my Border's office in the mall today. I was shocked that I wasn't called to sub. I was sure I'd get something today! HOwever, the break has been nice. I've been working every day I've been available for the past few weeks.

Of course, it's been challenging to schedule all of my appointments with subbing and I try to schedule my chiropractor with days that I have off with G.

Thank God that today I was able to get some blogging offers. Money's been tight lately and it's nice to have a little bit coming in here and there!

SO FAT.

I know I have an "excuse" to get fat these days but when the baby comes I've really got to work to get off the unwanted pounds. I worked so hard to lose the 75 pounds before getting pregnant and now I feel like they are slowly coming back!

One option might be lapband los angeles. JourneyLite.com offers lapbands that can help big people like me lose those unwanted pounds.

My doctor had mentioned this as an option at one point but I decided to go the medication route.

This post sponsored by: JourneyLite.com

SO SLOW.

I must say that blogging these days has been absolutely horrible and I've had to try and find more subbing jobs around town and things to do to make money. One reason is because all of the big time bloggers that had great page rank got dinged by Google for having paid posts.

Of course, my blogs weren't that highly ranked but they are now all ZERO. Which sucks because I really try to put a lot of time into the blogs and make sure that they have good info and also a few advertisements to supplement income.

So, I'm trying to figure out how to make millions and be able to stay at home with Graem.

Any ideas?

So expensive!

When I worked in healthcare I used to always purchase flowers from the local florists. Of course, I never realized how expensive they were because typically the bills were sent to corporate.

When I was pregnant I looked into getting Margot some roses and have them sent to the office like I did when we found out we were pregnant with Graem.

They were starting at $40 and that was for a pretty ugly looking arrangement.

I wish I would have known about wholesale roses online! I could have purchased a beautiful bunch of roses for a dime and they would have been delivered in the same amount of time!

Next kid, maybe I'll remember to do that!

Is it working?

I know right now is the time to try and get everything together for taxes. Margot has already received all of her tax forms for work and she is pretty excited about doing our taxes this year!

Of course, we wish we were able to donate car so that we could get the deduction!

CarAngel.com takes cars that are donated and sells them to the public. They are a non-profit agency and use the funds for good causes.

Used?

I'm sad to report that our upstairs computer has bit the dust. It's quite a sad moment in time and I think we should all take a moment of silence.

Okay, that's enough.

For those that are looking to networking and getting good deals you'll be happy to know that I've found a place that offers used cisco servers and products.

Sapianet.com is an easy to use website where you can find just about anything for all of your business and computing needs!

Accessories?

Whether you're looking for a Chrysler 300 accessory or rims for your 1972 Caddy -- you'll find it all in Texas.

I'm always impressed to see the different cars that are so dolled up. Everyone has rims and every accessory for their car.

The last time I was there I was an old Ford Fiesta with $4,000 rims, a killer sound system, and TV screens in the front and back.

I'd much rather have a nice car with no accessories!