Feeling hot! hot! hot!

It's been a while since I've gone out and purchased new clothes. I bought a lot when I was first pregnant and since then I've outgrown half of them!

I figure towards the end of the pregnancy I'm just going to get a few moo moos and call it a day.

Another option would be to look at men's fashion. Men's clothes seem to fit bigger and I could even get some baggy jeans that fit comfortably too!

We should keep lookin'

A few years back when Graem was smaller we looked at different life insurance rates and thought that we should add more to Margot's life insurance in case something were to happen to her.

The obvious would be because she's the main breadwinner and we live on her income...we should have a back up.

When the nurse came out to do the physical it was deemed that with Margot's asthma that she was at high risk and when we got back the rates we almost died at the high cost!

Of course, we ended up not going with that option...but we're still looking.

Got change?

When I was a kid I used to try and collect coins. I didn't do a great job and I attribute it being that I was so young and didn't have a clue to what I was doing.

However, I was able to find a 1901 Indian penny that I believe might have been pretty collectible. I gave it to my parents to keep and God only knows what has happened to it over the years.

Margot, on the other hand, did a much better job at collecting many a rare coin! She actually has binders and information that notes what the coin is and the history behind it. Her father helped her set it up and she used to get the coins mailed to her on a monthly basis.

ZoomCoin.com is a great website for collectors and others who are interested in starting or maintaining a coin collection. In fact, this might be the perfect hobby for our two little girls!

Busy.

Lately, I've been so busy trying to get everything in order for the new baby!

Not to mention, I've been picking up a few subbing jobs here and there when they are available. I think I've gotten to the point where I just can't take being on my feet and by the end of the day not only is my belly cramping but my back is totally killing me.

I can't believe we have a little over 100 days before we get to meet little Emmy! Time is really flying!

We need new cables!

We picked up a new surround sound system from Margot's dad and I must admit that it's pretty nice. The only thing that's missing is our ability to hook it up and cables.

I'm sure we don't need CAT6 cables because those are way too heavy duty but I can't seem to figure out what we do need!

Maybe after I drop Graem off at school I'll work on that project.

Ugh.

A man with bling...

is a dangerous thing!

I remember a year ago when we went to Las Vegas to do an IVF cycle with Dr. S. He was wearing so much men's jewelry that he could have been the Jewish Mr. T.

At one point I was really afraid that his gold medallion necklace was dangling next to my bits and I was sure that it might get stuck down there.

Knock, knock.

I've got to remember to pick up a doorbell at the store this week. The last time the UPS guy dropped off a package he must have pushed the button so hard that the darn button caved in and our doorbell got stuck!

I'm glad when we moved into our house that we decided to change all of the hardware on the house including door knobs, locks, and lighting. One great brand that we kept coming across was Baldwin. They are known for their superior quality and great looks too!

Softball?

I don't think I'm going to be playing softball of any sorts this year! In fact, I haven't played the past few years because my back has been on the mend and I don't want to injure it further.

Each year the league gives us engraved plaques to give our sponsor even though we never actually place!

I think it's a nice gesture because that way the sponsor can hang up the plaque in their office and it looks as if they contribute and are active in the community. Plus, they were the ones that shelled out the $1,000 in order for us to play!

Will it go lower?

We've been making sure to keep an eye on the market and the interest rate. Right now we're at a fifteen year mortgage but if the rate drops low enough we'd really think about refinancing and going for a ten year mortgage!

We aren't really dedicated to any one of the mortgage lenders and so we're willing to go with whomever offers the best rates and helps with closing costs.

Of course, we'd really have to get a good deal to make the change. God knows, it's a pain in the butt to do all of the paperwork and the processing always tends to take forever!

Just a little baby fat.

Okay, so I'm going to have a lot of babyfat once this little girl makes her appearance!

I'm pretty sure that I want to nurse for a while and I'm hoping that helps me get off the weight. However, I'm not beyond using hoodia or other natural products to help me lose the weight.

Before I was able to lose over 75 pounds but I was on a few medications prescribed by my doctor and not sure I really want to go that route again.

Friggin' annoying.

Our home theatre system STINKS! Out of nowhere it goes out and creates this huge buzzing noise throughout the house. The dog goes crazy, our ears almost pop, and then the cursing starts.

Over the next few weeks we're probably going to look at a Bose home theater system. We ended up going with a Panasonic because we didn't want to spend the extra money...but had we spent the extra money on a Bose we wouldn't have to replace it three years later.

Lesson learned.

Tons of work.

The past few days I have been packing in the substitute teaching. I figure it's going to be my last work for a while or at least until the baby gets here.

Plus, I figure there's going to come a point where I get so big and miserable that I'm not going to want to sub anymore!

The great thing about subbing is that you can work when you want to and/or do what you have to do in terms of errands.

I guess the downside is the pay sucks and it barely covers the costs of daycare!

Need help?

Borrowing money from friends/family has always been an uncomfortable topic in our family. My dad managed to spin it one time when he and my mom bought our first house back in the early 80's--they were both starting out their practices as physicians, so they didn't have a whole lot of cash flow. The house cost $75,000, and they ended up borrowing about $10k from my dad's brothers and sisters--spread out among 8 siblings makes it a bit easier. My dad always bragged about how he paid them all off within a year.

When Margot and I our house, on our not-as-luxurious-yet-still-comfortable salaries, we did so without borrowing any money. We cashed out our retirement accounts, since it was our first purchase, and scrounged up enough savings to put down enough of a down payment. It was amazing what a common goal forced us to achieve! We managed to live off of one of our salaries, and put away the entire other paycheck each week. Of course there were moments that payday cash advance loans would have helped us make it to Friday, but in the end we made it work. Thank god for overdraft protection.

One thing that has become ever so popular is a cash advance. The whole idea is that you borrow the money for a short term, pay off what you need to with a high interest loan and then when you get the money - pay off the loan. A great website that discusses the benefits and gives great information is PersonalCashAdvance.com.

I'm proud of how we were able to purchase our house without the drama of borrowing from family.

Ouch.

Lately, I've been having scratchy and painful spots where I used to give my old progesterone shots. I haven't had them in over 3 months but I still have pretty bad bruises!

Many people are treated with progesterone to treat PMS and other issues that women might have. I was shocked that they gave me progesterone to keep me pregnant and also when I needed my period.

It's like the one stop shop!

Maybe...

I should go back and get a masters or phd. Years ago I used to say if I won the lottery that I'd go back and get an MBA or a law degree. Now enrolling in an Online Masters Degree Programs has never been easier.

Capella University offers an extensive and impressive list of programs and you can receive a Bachlors, Masters, or Phd.

Their programs are designed with the working professional in mind. You can do the coursework when your schedule allows.

The great thing about Capella is that they are accredited and really have the attention of business and industry leaders. There are many employers out there who are sending and paying for their employees to gain extra knowledge and obtain higher degrees of education.

Of course, you also have to sign a contract with the company that you won't just gain the education on their tab and leave!

“This (or “the following”) blog post was (or “is”) based on information provided by Blogitive. For more information, please visit Blogitive.com.”

Jewelry!

Just the other night we went out for dinner with T&J. J showed us her new ring that she received from T as part of an engagement. It was pretty nice but I must admit that I'm not totally sold on gold jewelry.

I think it looks nice on some people who have tan or darker skin but I really do prefer silver or white gold.

We've talked about getting new rings and of course, I'm probably more paranoid about having a ring on my finger since I don't want to feel like a single, pregnant, mother!!

I want a new television!

Of course, we have two working televisions in our house but that doesn't stop me from wanting two NEW televisions!

I think it would probably make sense to get a tv lift cabinet in the bedroom so that we don't have to arch our heads weird in order to view the television set.

If we get televisions I have an idea that our upcoming screens are going to be plasma and flat screen. It just makes sense when you have a house as small as ours!!

stability = good.

After the market crashed a few months ago we have been looking for something new to invest our wealth into. We've looked at international markets and they're really unstable.

At this point I'm ready to buy gold. The one thing about gold, silver, and other precious metals is that year after year they offer a consistent investment.

Not to mention, their demand always higher than the supply. Obviously, by using basic laws of economics you can see that this might be a good idea for the future!

Monex is an industry leader with gold, silver, and precious metals. You can buy the metals in many different types of ways and even store them through the provider.

This is a noteworthy investment and a great way to diversify your portfolio. Especially during these unstable market times.

Maternity time?

I think that when the baby's born that I'm still going to try to keep up with blogging and doing my offers online. The great thing about blogging and getting paid for it is that you can do it at your convienance. Plus, I can do it when Margot's home and has the baby.

I enjoy writing about different topics and I'm sure that the extra cash is going to help pay for diapers and wipes!

Boy, those kids are expensive! OF course, I can't get over the fact that we buy nice diapers for the kid to crap in and then throw them away. Literally, throwing money away!

Can you see me?

Everyone I know has glasses! I personally own some but I tend not to wear them because they feel weird on my ears.



I think it's hard for someone who's never worn glasses to start to wear them on a regular basis at the age of thirty!

Of course, I also don't quite like the style that I have and I might want to try: Great Discovery: $ 8 Zenni Optical Rx Eyeglassess!

They offer great specs at amazing prices and their website is easy and fun to use!

This post sponsored by: ZenniOptical.com